Financial stress can make you feel so vulnerable that often, putting off a problem for another day provides some relief. However, letting it escalate further intensifies fear, anger or helplessness.
Stress-coping techniques such as meditation or journalling can help calm racing thoughts, giving you the space to reflect on emotions and the next actions to take. An alternative is the Emotional Freedom Technique (EFT), also known as tapping.
A study in the Journal of Evidence-based Integrative Medicine describes EFT as an evidence-based self-help therapeutic method. The basic technique involves tapping specific acupressure points on the body while focusing on a negative emotion or physical sensation. The tapping is accompanied by affirmations to help reframe the issue in a more positive light.
It is advisable to work with an experienced EFT practitioner or therapist. But there are EFT mobile apps available that can guide you through the process. Here's a look at how it works.
- Think about your financial stress.
- On a scale of 0-10, rate its intensity.
- Choose a setup phrase or acknowledging statement and affirm your self-acceptance. For example, "Even though I feel anxious about this situation, I deeply and completely love and accept myself."
- Tap the fleshy, narrow side of your hand below the pinky finger using your fingertips while repeating the setup phrase three times.
- Tap each of the following acupressure points five to seven times while repeating a reminder phrase like "feeling scared about this obligation":
- Eyebrow, on the inner edge of the eyebrow, near the bridge of the nose
- Side of the eye, on the bone at the outer corner of the eye
- Under the eye, on the bone just below the centre of the eye
- Under the nose, in the crease above the upper lip, below the nose
- Chin, in the crease between the lower lip and chin
- Collarbone, just below the collarbone, near the centre of the chest
- Under the arm, on the side of the body, about four inches below the armpit
- Top of the head
6. Continue tapping on the acupressure points while repeating reminder phrases acknowledging any shifts in your emotions or physical sensations.
7. After a few rounds of tapping, re-rate the intensity on a scale of 0-10. If the intensity has decreased, you can continue tapping until it reaches 0.
End with a positive statement affirming your self-acceptance and acknowledging any positive shifts during the tapping process. For example, "Even though I still feel some anxiety, I choose to focus on my inner strength and trust in my ability to handle this situation."